Free · Texas-specific · No sign-up
Got a ticket after
the accident?You still have rights!
Being cited for no insurance or an invalid license is scary — but it does not erase the other driver's responsibility for your injuries. Find out exactly where you stand.
What were you cited for?
Select your situation — we'll explain exactly what it means and what you can do about it.
The two problems — and why they're separate
The citation
This is between you and the State of Texas. It results in fines, possible SR-22 requirements, or — for license violations — a Class C misdemeanor. It is handled in traffic or municipal court and has a defined resolution path.
Manageable. Resolvable. Address it quickly.
Your injury claim
This is between you and the driver who hurt you. It is governed by Texas tort law. The question is not whether you had insurance or a valid license — it is whether the other driver was negligent and caused your injuries.
Separate process. Separate standard. Still your right.
Common questions
Can the insurance company deny my claim because I didn't have insurance?
They will try. But in Texas, the other driver's liability insurer is obligated to pay for damages their insured caused — regardless of whether you had insurance. Your lack of coverage affects your own first-party claims, not the at-fault driver's liability. An attorney can make sure they don't shortchange you.
Does being undocumented affect my right to sue?
No. Texas personal injury law applies to everyone on Texas roads regardless of immigration status. Your right to compensation for injuries caused by a negligent driver does not depend on documentation.
What if I was partially at fault for the accident?
Texas uses modified comparative fault. As long as you are not more than 50% responsible for the collision itself, you can still recover — reduced by your percentage of fault. Being uninsured or unlicensed is not fault for the collision; your actual driving behavior is.
I already gave a recorded statement to the insurance company. Did I hurt my claim?
Possibly, depending on what you said. Stop giving statements immediately and contact an attorney. A recorded statement can be used against you, but an experienced attorney can often contextualize or work around it — especially if you didn't admit specific fault.
How quickly do I need to act?
Texas gives you two years from the date of the accident to file a personal injury lawsuit. But evidence disappears much faster — dashcam footage, black box data, and witness memories fade within weeks. The sooner an attorney gets involved, the better your claim is protected.
Free · Confidential · No fee unless we win
Don't let a citation convince you
to walk away from what you're owed.
Rushing Law Group has helped Texans in exactly your situation recover full compensation after accidents where they were cited. We handle the legal complexity — you focus on getting better.
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