Plain-language guide to Texas car insurance — what 30/60/25 actually means, what's required vs. recommended, and what to do if the other driver has no insurance.
$30K
Per person injured
$60K
Total per accident
$25K
Property damage
Texas minimum liability — what your insurance pays to OTHERS when you cause a crash. Does NOT cover you.
This tool provides general educational information only and does not constitute legal or insurance advice. Coverage requirements and fees subject to change. Verify current requirements with the Texas Department of Insurance or a licensed insurance agent.
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